To offer various options for accepting funds for transfer in both cash as well as electronic media
To offer flexibility in connectivity. System should be able to use various ways of connecting to the host system so that anywhere deployment is easy
To offer flexibility in choosing the beneficiary
To offer flexibility in connecting with receiver financial institutions so that more can be added as required
Powerful monitoring and controlling tools so that uptime of kiosks is maintained at a very high level
Other services as time goes by so that more revenue can be generated by the system
To use advanced, powerful and modular technologies, in hardware, software and the physical design, so that the system can be massively scalable and easy to maintai
User Perspective:
A methodology is hereby provided to a user to transfer funds to the desired beneficiary through the Axis Kiosk without visiting an exchange or Bank for payment, online.The following are the steps for the funds transfer for the proposed solution:
- User approaches the terminal
- Registers, if not previously registered
- Selects from the options to make payment
- Uses the desired option
- Selects the country specific associated financial institutions
- Provides beneficiary information
- Concludes the transaction
- Obtains receipt
Security:
All information exchange between the Kiosk and the central servers is using SSL. No customer sensitive data will travel unencrypted over the network. Post registration, either a PIN (as in ATMs) can be provided or Biometrics of the user can be acquired for future use wherein the user does not have to repeatedly register. A loyalty program can also be associated with repeat users.